Office Furniture Relocation as well as Delivery & Installation - serving Southern California:

LA County: Agoura Hills, Alhambra, Arcadia, Azusa, Bell Gardens, Bellflower, Burbank, Calabasas, Carson, Cerritos, City of Industry, Commerce, Compton, Covina, Culver City, Diamond Bar, Downey, Duarte, East Los Angeles, East Pasadena, El Monte, El Segundo, Florence, Gardena, Glendale, Glendora, Hawthorne, Hollywood, Hyde Park, Inglewood, Long Beach, Los Angeles, Lynwood, Manhattan Beach, Montebello, Monterey Park, Norwalk, Paramount, Pasadena, Pico Rivera, Pomona, Redondo Beach, Santa Monica, South Gate, South Los Angeles, South Pasadena, Torrance, West Covina, West Hollywood, Willowbrook

Orange County: Aliso Viejo, Anaheim, Brea, Buena Park, Costa Mesa, Cypress, Dana Point, Fullerton, Garden Grove, Huntington Beach, Irvine, Laguna Beach, Laguna Hills, Laguna Niguel, Lake Forest, Los Alamitos, Mission Viejo, Newport Beach, Orange, Placentia, San Clemente, San Juan Capistrano, Santa Ana, Seal Beach, Stanton, Trustin, Westminster, Yorba Linda

Riverside County: Corona, Hemet, Lake Elsinore, Moreno Valley, Murrieta, Norco, Palm Desert, Palm Springs, Perris, Riverside, San Jacinto, Temecula, Wildomar

San Bernardino County: Chino, Chino Hills, Fontana, Ontario, Rancho Cucamonga, Redlands, San Bernardino, Upland

San Diego County: 4S Ranch, Camp Pendleton, Carlsbad, Del Mar, Encinitas, Escondido, Fallbrook, La Mesa, Oceanside, Poway, Rancho Bernardo, San Diego, San Marcos, Solana Beach, Vista

Other Products:

New Office Furniture, Used Office Furniture, Used or Refurbished Cubicles. Office Desks, Office Chairs, Space Chairs, Task Chairs, Visitors Chairs, Lobby Chairs, Conference Chairs, Ergonomic chairs, Desk chairs, Training Tables and Chairs, Filing and Storage Systems, Reception Desks, Conference Tables, Telemarketing Cubicles, Reception Lounge Furniture, Executive Office Furniture, Executive Chairs and Cubicle Chairs. Modular Offices, Conference Tables, Wood Conference Table, Veneer Conference Table, Meeting Table, Office Desk, L Shaped Desk, Laminate Desk, Storage Desk, Reception Station, Storage Cabinet, Utility Cabinet, Lateral Files, Steel Storage, Filing Cabinets, Metal Files, Metal Storage, 2 Drawer Lateral, 3 Drawer Lateral, 4 Drawer Lateral, 5 Drawer Lateral Files.

The areas in the work space that have the biggest impact on Worker Comfort and Ergonomics are:

• Ergonomic Chairs
• Well Designed Work Stations

Whilst redesigning your office in Riverside, San Diego, Orange County or Los Angeles can insert energy and life into a company and its employees, it might be costly. At the very least, ensure that you have a good Ergonomic chair. Factors to consider when selecting an Ergonomic Chair:

• All ergonomic chairs are not the same and prices can vary from $100 to $600+. Spend as much as you can afford to ensure that you purchase the best, most comfortable ergonomic chair for you. Remember, you get what you pay for.
• Look for the most adjustable features. This will make it easier to adjust the chair to your body type.
• Select a chair where the size and shape of the seat cushion and back rest matches your body size. Ergonomic Chairs will have seat measurements available as part of the specifications.
• Ensure that the height and tilt of the seat cushion is adjustable. Adjustable tilt of the seat cushion is a feature that usually only ergonomic chairs come with. Setting the seat cushion tilt to a comfortable position allows for even greater versatility than height adjustment by itself.
• An ergonomic chair will also allow you to adjust the depth, or tilt, of your back support cushion. When sitting for long hours at the computer, an adjustable back rest can mean the difference between comfort and back pains.
• Look for an adjustable chair arms feature – to ensure optimizing the ergonomic angles when seated. Your chair should be an extension of your Work Surface. A good chair will always include at least a 5 year manufacturers warranty on component parts such as control mechanisms, pneumatic cylinders, wood, plastic parts, base and casters. Less expensive brands end up costing you more in the long run, between chair replacement and your own personal discomfort and lack of productivity.

According to OSHA, a chair that is well-designed and appropriately adjusted is an essential element of a safe and productive workstation. A good chair provides necessary support to the back, legs, buttocks, and arms, while reducing exposures to awkward postures, contact stress, and forceful exertions.

CA Office Furniture & Design provides Ergonomic Evaluations on individual workstations as well as to improve the working conditions of employees. Feel free to visit our Virtual Showroom to see our Focus Range of Ergonomic chairs or please contact your local CA Office Furniture & Design Sales or Service Representative.

Office Furniture Relocation as well as Delivery & Installation - serving Southern California:

LA County: Agoura Hills, Alhambra, Arcadia, Azusa, Bell Gardens, Bellflower, Burbank, Calabasas, Carson, Cerritos, City of Industry, Commerce, Compton, Covina, Culver City, Diamond Bar, Downey, Duarte, East Los Angeles, East Pasadena, El Monte, El Segundo, Florence, Gardena, Glendale, Glendora, Hawthorne, Hollywood, Hyde Park, Inglewood, Long Beach, Los Angeles, Lynwood, Manhattan Beach, Montebello, Monterey Park, Norwalk, Paramount, Pasadena, Pico Rivera, Pomona, Redondo Beach, Santa Monica, South Gate, South Los Angeles, South Pasadena, Torrance, West Covina, West Hollywood, Willowbrook

Orange County: Aliso Viejo, Anaheim, Brea, Buena Park, Costa Mesa, Cypress, Dana Point, Fullerton, Garden Grove, Huntington Beach, Irvine, Laguna Beach, Laguna Hills, Laguna Niguel, Lake Forest, Los Alamitos, Mission Viejo, Newport Beach, Orange, Placentia, San Clemente, San Juan Capistrano, Santa Ana, Seal Beach, Stanton, Trustin, Westminster, Yorba Linda

Riverside County: Corona, Hemet, Lake Elsinore, Moreno Valley, Murrieta, Norco, Palm Desert, Palm Springs, Perris, Riverside, San Jacinto, Temecula, Wildomar

San Bernardino County: Chino, Chino Hills, Fontana, Ontario, Rancho Cucamonga, Redlands, San Bernardino, Upland

San Diego County: 4S Ranch, Camp Pendleton, Carlsbad, Del Mar, Encinitas, Escondido, Fallbrook, La Mesa, Oceanside, Poway, Rancho Bernardo, San Diego, San Marcos, Solana Beach, Vista

Other Products:

New Office Furniture, Used Office Furniture, Used or Refurbished Cubicles. Office Desks, Office Chairs, Space Chairs, Task Chairs, Visitors Chairs, Lobby Chairs, Conference Chairs, Ergonomic chairs, Desk chairs, Training Tables and Chairs, Filing and Storage Systems, Reception Desks, Conference Tables, Telemarketing Cubicles, Reception Lounge Furniture, Executive Office Furniture, Executive Chairs and Cubicle Chairs. Modular Offices, Conference Tables, Wood Conference Table, Veneer Conference Table, Meeting Table, Office Desk, L Shaped Desk, Laminate Desk, Storage Desk, Reception Station, Storage Cabinet, Utility Cabinet, Lateral Files, Steel Storage, Filing Cabinets, Metal Files, Metal Storage, 2 Drawer Lateral, 3 Drawer Lateral, 4 Drawer Lateral, 5 Drawer Lateral Files.

Today's office design is led by the realization that collaboration is an increasingly critical ingredient to the success of basically any business. When it comes to office design, function often follows form. When an office is configured to maximize employee interaction then collaboration becomes an integral part of every workday and it will become part of the Culture of the organization. Office designs based on setting up collaborative work areas wherever they are needed in the building, can raise satisfaction while boosting density. Multi-purpose spaces and centralized common areas are examples of creating diversity in strategic office designs.

An office redesign can insert energy and life into a company and its employees. A healthy workplace is vital for employee performance and productivity, which in turn leads to growth and profit. Companies have to invest in the right kind of environment to boost employee satisfaction, well-being, and productivity. This can be achieved by using intelligent Layout and Design principles, combined with Ergonomic Evaluations of their work areas. Studies show that when people are happy at work, they tend to perform better, persist longer and achieve higher goals. Thus, a well-thought out Collaborative Office Space is the route to a healthier and more productive work environment directly impacting company performance and ultimate success.

Modular Offices and Cubicles are revolutionary inventions merging privacy with integration, keeping employees engaged and connected with the rest of the workforce during the workday without sacrificing privacy. They create a good private and communal balance. Everybody needs his or her personal space, but also, socializing boosts mood and improves employee morale. Best ideas are nurtured when there's a feeling of community and solidarity, where employees can easily interact with each other. The need for a workplace that promotes team spirit is crucial. Employees who feel social support in their workplace are far less likely to face serious depression problems, according to a recent study published in the American Journal of Public Health. People who said they felt their colleagues' support in a time of crisis were spared the rigors of job stress.

CA Office Furniture & Design encourages open plan designs, with the possibility of as much collaboration as possible whilst still creating privacy where necessary. By using color and light with collaborative design principles, employee conditions can be enhanced significantly and productivity improved as a result of that. A properly Designed Layout does not have to cost any more. Planning is everything!

Orange County: Aliso Viejo, Anaheim, Brea, Buena Park, Costa Mesa, Cypress, Dana Point, Fullerton, Garden Grove, Huntington Beach, Irvine, Laguna Beach, Laguna Hills, Laguna Niguel, Lake Forest, Los Alamitos, Mission Viejo, Newport Beach, Orange, Placentia, San Clemente, San Juan Capistrano, Santa Ana, Seal Beach, Stanton, Trustin, Westminster, Yorba Linda

Riverside County: Corona, Hemet, Lake Elsinore, Moreno Valley, Murrieta, Norco, Palm Desert, Palm Springs, Perris, Riverside, San Jacinto, Temecula, Wildomar

San Bernardino County: Chino, Chino Hills, Fontana, Ontario, Rancho Cucamonga, Redlands, San Bernardino, Upland

San Diego County: 4S Ranch, Camp Pendleton, Carlsbad, Del Mar, Encinitas, Escondido, Fallbrook, La Mesa, Oceanside, Poway, Rancho Bernardo, San Diego, San Marcos, Solana Beach, Vista

Other Products:

New Office Furniture, Used Office Furniture, Used or Refurbished Cubicles. Office Desks, Office Chairs, Space Chairs, Task Chairs, Visitors Chairs, Lobby Chairs, Conference Chairs, Ergonomic chairs, Desk chairs, Training Tables and Chairs, Filing and Storage Systems, Reception Desks, Conference Tables, Telemarketing Cubicles, Reception Lounge Furniture, Executive Office Furniture, Executive Chairs and Cubicle Chairs. Modular Offices, Conference Tables, Wood Conference Table, Veneer Conference Table, Meeting Table, Office Desk, L Shaped Desk, Laminate Desk, Storage Desk, Reception Station, Storage Cabinet, Utility Cabinet, Lateral Files, Steel Storage, Filing Cabinets, Metal Files, Metal Storage, 2 Drawer Lateral, 3 Drawer Lateral, 4 Drawer Lateral, 5 Drawer Lateral Files.

The hidden costs of cumulative trauma injuries can be damaging to your businesses. Avoidable injuries such as carpal tunnel syndrome and back strain cut into workers' productivity, sometimes forcing employees to miss work or change careers altogether. In fact, experts estimate that the hidden costs of cumulative trauma injuries are two to seven times as great as the visible costs.

Well designed Offices not only make workers more productive and happy, but also healthier. Cubicles can be expanded as the needs of a business grow, and it comes in a huge variety of configurations, colors, and styles. Office desks, conference tables, reception desks, ergonomic task chairs, efficient filing systems, printer stands and computer stations, complete workstations and cubicles; all of these modular office furniture pieces and arrangements are enhancing the office landscape into a healthier environment of efficiency and peace.

With that in mind, try these five ways to improve the ergonomics of your office:

• 1. Review the Ergonomic Set Up of your Computer Workstation.
• 2. Always use an Ergonomic Chair.
• 3. Keep muscles fresh by taking frequent breaks.
• 4. Ensure document flow.
• 5. If you or an employee experience physical discomfort at work, act immediately.

CA Office Furniture & Design provides Ergonomic Evaluations on individual workstations as well as Space Planning and Design to improve the working conditions of employees. For more information please contact your local CA Office Furniture & Design Sales or Service Representative.

The goal of any assessment is to improve productivity, quality, safety and worker comfort by making practical ergonomic improvements in the workplace. Primary focus is given to improvements that will have a large impact. Cost justifications (ROI) can support most improvements. Improved performance at work will result in increased worker satisfaction and higher profitability for your company. An effective ergonomics program will lower your OSHA lost time and restricted day injury rates.

CA Office Furniture & Design specializes in coordinating the office furniture requirements for Relocating and Expanding Businesses, anywhere in Southern California. We do Free Space Planning & Design as well as the Manufacturing and Installation of Furniture. Our ranges cover New Furniture, Refurbished Cubicles as well as Used Furniture. Feel free to visit our Virtual Showroom at: http://www.caofficedesign.com

Riverside County: Corona, Hemet, Lake Elsinore, Moreno Valley, Murrieta, Norco, Palm Desert, Palm Springs, Perris, Riverside, San Jacinto, Temecula, Wildomar

San Bernardino County: Chino, Chino Hills, Fontana, Ontario, Rancho Cucamonga, Redlands, San Bernardino, Upland

San Diego County: 4S Ranch, Camp Pendleton, Carlsbad, Del Mar, Encinitas, Escondido, Fallbrook, La Mesa, Oceanside, Poway, Rancho Bernardo, San Diego, San Marcos, Solana Beach, Vista

Other Products:

New Office Furniture, Used Office Furniture, Used or Refurbished Cubicles. Office Desks, Office Chairs, Space Chairs, Task Chairs, Visitors Chairs, Lobby Chairs, Conference Chairs, Ergonomic chairs, Desk chairs, Training Tables and Chairs, Filing and Storage Systems, Reception Desks, Conference Tables, Telemarketing Cubicles, Reception Lounge Furniture, Executive Office Furniture, Executive Chairs and Cubicle Chairs. Modular Offices, Conference Tables, Wood Conference Table, Veneer Conference Table, Meeting Table, Office Desk, L Shaped Desk, Laminate Desk, Storage Desk, Reception Station, Storage Cabinet, Utility Cabinet, Lateral Files, Steel Storage, Filing Cabinets, Metal Files, Metal Storage, 2 Drawer Lateral, 3 Drawer Lateral, 4 Drawer Lateral, 5 Drawer Lateral Files.

Whether you are establishing a new business, expanding your old business or even scaling down during the current economic contraction, businesses still need Conference Tables, Reception Stations, Executive Desks, Ergonomic Chairs & Office Cubicles - Feel free to visit our Virtual Showroom at: http://www.caofficedesign.com.

The funding of these requirements is posing the most problems for both established as well as aspiring business owners. There are in essence two options:

• Buying: Two traditional methods of funding your office cubicles are using money from your business' daily cash flow (working capital) or borrowing the money from your bank. Unfortunately, these methods are not always feasible or desirable.
• Leasing: Leasing provides a practical method of acquisition without having to pay for it all at once. It preserves capital and provides flexibility but may cost you more in the long run.

Should your business lease or buy the furniture? The answer depends on your situation. Leasing office furniture or equipment can be a good option for business owners who have limited capital or who need equipment that must be upgraded every few years, while purchasing office furniture can be a better option for established businesses or for equipment that has a long usable life. Many experts recommend purchasing items that appreciate in value and leasing items that depreciate as they are utilized.

Each business is unique, however, and the decision to buy or lease office furniture or business equipment must be made on a case-by-case basis. Here's a look at both options.

Buying Office Furniture

Ownership and tax breaks make buying your office furniture appealing, but high initial costs mean this option isn't for everyone.

Advantages of Buying

Ownership: The most obvious advantage of buying office furniture is that you gain ownership of it. This is especially true when it is quality furniture that has a long useful life and is not likely to become technologically outdated in the near future.

Tax incentives: The recently enacted Economic Stimulus Plan extends the increased Section 179 expensing announced for 2009 to the end 2010. This includes small business equipment purchases, as well as a one-year 50% bonus depreciation allowance for new machine tools and other equipment ordered and placed in service during 2010.

• The boost in Section 179 expensing increases the amount that small businesses can write off for new and used equipment purchases in 2010 from the previous $128,000 to $250,000. Moreover, the cap on how much equipment can be purchased to enjoy the write-off has been increased from the current $510,000 to $800,000.
• The one-year 50% bonus depreciation means you can write off in 2009 or in 2010 an extra 50% of the cost of your new equipment that you buy and started using in 2009 or 2010.

Examples:

• Let's assume that your company buys Office Furniture costing $100,000. Under the new 50% bonus depreciation, you can write off 57% of the Office Furniture in the first year, as opposed to only 14% had bonus depreciation not been enacted for the 2009 or 2010 tax years.
• Example of 50% BONUS DEPRECIATION:
  • OLD LAW (pre-2008 change) - $100,000 Office Furniture Purchase
    • 1st year Total Depreciation = 14% = $14,000
  • NEW LAW $100,000 Office Furniture Purchase
    • 1st year Bonus Deprecation: 50% of $100,000 = $50,000
    • PLUS 14% regular depreciation on remaining property basis ($50,000) = $ 7,000
    • TOTAL 2009 and 2010 Deduction on $100,000 machine = $57,000

That's 43% More ($43,000) in Tax Deduction for the 2009 or 2010 Office Furniture purchases!

Depreciation deduction: Some assets that don't qualify for the Section 179 deduction are real estate, inventory bought for resale, and property bought from a close relative.

Disadvantages of Buying Office Furniture

Higher initial expense: For some people, purchasing office furniture may not be an option, because the initial cash outlay is too high. Even if you plan on borrowing the money and making monthly payments, most banks require a down payment of around 20%. Borrowing money may also tie up lines of credit, and lenders may place restrictions on your future financial operations to ensure that you are able to repay your loan.

Getting stuck with old furniture: Although ownership is perhaps the biggest advantage to buying your office furniture, it can also be a disadvantage. Unless you purchase state of the art / quality furniture, you run the risk that it may become obsolete quickly, and you may be forced to reinvest in new furniture long before you had planned to. Used Office Furniture has very little resale value. A cubicle that you pay $2,000 today, for instance, may be worth only $200 or less three years from now.

Leasing Office Furniture

Leasing provides a practical method of acquisition without having to pay for it all at once. It preserves capital and provides flexibility but may cost you more in the long run. It is a good option for business owners who have limited capital or who need furniture that must be upgraded every few years.

Advantages of Leasing Office Furniture

Less initial expense: The primary advantage of leasing office furniture is that it allows you to acquire it with minimal initial expenditure. Because it normally requires only a small down payment, you can obtain the goods you need without significantly affecting your cash flow.

Tax deductible: Another financial benefit of leasing is that your lease payments can usually be deducted as business expenses on your tax return, reducing the net cost of your lease.

Flexible terms: In addition, leases are usually easier to obtain and have more flexible terms than loans for buying furniture. This can be a significant advantage if you have bad credit or need to negotiate a longer payment plan to lower your costs.

Easier to upgrade: Leasing also allows businesses to address the problem of obsolescence. If you use your lease to obtain items that may be outdated in a short period of time, a lease passes the burden of obsolescence onto the lessor. You are free to lease new, up to date furniture after your lease expires.

Benefit Summary

• Avoid depleting working capital of the business.
• Preserve bank lines of credit for business growth or other emergencies.
• Leased equipment pays for itself as it is utilized.
• Costs associated with a business lease are treated as a business expense.
• Leases can be fully tax deductible.
• Leasing protects against furniture obsolescence.
• Lease financing can be used for most capital acquisitions.
• Installation, service, maintenance, supplies, & other "soft costs" may also be included into a single, low monthly payment.
• Lease payments are treated as an off balance sheet item, strengthening the appearance of your company's net worth.
• Leases do not appear on your personal credit report.

Disadvantages of Leasing Office Furniture

Higher overall cost: Leasing an item is almost always more expensive than purchasing it. For example, a 3-year lease on a computer worth $4,000, at a standard rate of $40/month per $1,000, will cost you a total of $5,760. If you had bought it outright, you would have paid only $4,000.

You don't own it: In addition to the higher cost, you don't build equity in the equipment. Unless the equipment has become obsolete by the end of the lease, this lack of ownership is a significant disadvantage.

Obligation to pay for entire lease term: Another downside to leasing is that you are obligated to make payments for the entire lease period even if you stop using the equipment. Some leases give you the option to cancel the lease if your business changes direction and the equipment you leased is no longer necessary, but large early termination fees always apply.

Conclusion:

The factors for deciding whether to buy or lease the Office Furniture requirements for your office in Anaheim, Costa Mesa, Huntington Beach, Newport Beach or Irvine are exactly the same as those in Los Angeles, Corona and Riverside, or even in Carlsbad, Rancho Bernardo & San Diego.

Most importantly, determine the approximate net cost of the new asset (including Delivery & Installation) and whether your cash flow can absorb the impact. Be sure to factor in tax breaks and resale value when making this calculation. After determining which option is more cost-effective, consider other intangibles such as the possibility that the product will become obsolete (if you are considering purchasing) or that your need for the product will expire before the lease does (if you are considering leasing).

Feel free to contact CA Office Furniture & Design (CFD) for a Free Consultation to help you determine your new Office Furniture requirements, as well as deciding on your best funding option. CFD offers both options and can assist with your financing decisions.

Office Furniture Relocation as well as Delivery & Installation - serving Southern California:

LA County: Agoura Hills, Alhambra, Arcadia, Azusa, Bell Gardens, Bellflower, Burbank, Calabasas, Carson, Cerritos, City of Industry, Commerce, Compton, Covina, Culver City, Diamond Bar, Downey, Duarte, East Los Angeles, East Pasadena, El Monte, El Segundo, Florence, Gardena, Glendale, Glendora, Hawthorne, Hollywood, Hyde Park, Inglewood, Long Beach, Los Angeles, Lynwood, Manhattan Beach, Montebello, Monterey Park, Norwalk, Paramount, Pasadena, Pico Rivera, Pomona, Redondo Beach, Santa Monica, South Gate, South Los Angeles, South Pasadena, Torrance, West Covina, West Hollywood, Willowbrook

Orange County: Aliso Viejo, Anaheim, Brea, Buena Park, Costa Mesa, Cypress, Dana Point, Fullerton, Garden Grove, Huntington Beach, Irvine, Laguna Beach, Laguna Hills, Laguna Niguel, Lake Forest, Los Alamitos, Mission Viejo, Newport Beach, Orange, Placentia, San Clemente, San Juan Capistrano, Santa Ana, Seal Beach, Stanton, Trustin, Westminster, Yorba Linda

Riverside County: Corona, Hemet, Lake Elsinore, Moreno Valley, Murrieta, Norco, Palm Desert, Palm Springs, Perris, Riverside, San Jacinto, Temecula, Wildomar

San Bernardino County: Chino, Chino Hills, Fontana, Ontario, Rancho Cucamonga, Redlands, San Bernardino, Upland

San Diego County: 4S Ranch, Camp Pendleton, Carlsbad, Del Mar, Encinitas, Escondido, Fallbrook, La Mesa, Oceanside, Poway, Rancho Bernardo, San Diego, San Marcos, Solana Beach, Vista

Other Products:

New Office Furniture, Used Office Furniture, Used or Refurbished Cubicles. Office Desks, Office Chairs, Space Chairs, Task Chairs, Visitors Chairs, Lobby Chairs, Conference Chairs, Ergonomic chairs, Desk chairs, Training Tables and Chairs, Filing and Storage Systems, Reception Desks, Conference Tables, Telemarketing Cubicles, Reception Lounge Furniture, Executive Office Furniture, Executive Chairs and Cubicle Chairs. Modular Offices, Conference Tables, Wood Conference Table, Veneer Conference Table, Meeting Table, Office Desk, L Shaped Desk, Laminate Desk, Storage Desk, Reception Station, Storage Cabinet, Utility Cabinet, Lateral Files, Steel Storage, Filing Cabinets, Metal Files, Metal Storage, 2 Drawer Lateral, 3 Drawer Lateral, 4 Drawer Lateral, 5 Drawer Lateral Files.

Whether you are establishing a new business, expanding your old business or even scaling down during the current economic contraction, businesses still need Conference Tables, Reception Stations, Executive Desks, Ergonomic Chairs & Office Cubicles - Feel free to visit our Virtual Showroom at: http://www.caofficedesign.com.

The funding of these requirements is posing the most problems for both established as well as aspiring business owners. There are in essence two options:

• Buying: Two traditional methods of funding your office cubicles are using money from your business' daily cash flow (working capital) or borrowing the money from your bank. Unfortunately, these methods are not always feasible or desirable.
• Leasing: Leasing provides a practical method of acquisition without having to pay for it all at once. It preserves capital and provides flexibility but may cost you more in the long run.

Should your business lease or buy the furniture? The answer depends on your situation. Leasing office furniture or equipment can be a good option for business owners who have limited capital or who need equipment that must be upgraded every few years, while purchasing office furniture can be a better option for established businesses or for equipment that has a long usable life. Many experts recommend purchasing items that appreciate in value and leasing items that depreciate as they are utilized.

Each business is unique, however, and the decision to buy or lease office furniture or business equipment must be made on a case-by-case basis. Here's a look at both options.

Buying Office Furniture

Ownership and tax breaks make buying your office furniture appealing, but high initial costs mean this option isn't for everyone.

Advantages of Buying

Ownership: The most obvious advantage of buying office furniture is that you gain ownership of it. This is especially true when it is quality furniture that has a long useful life and is not likely to become technologically outdated in the near future.

Tax incentives: The recently enacted Economic Stimulus Plan extends the increased Section 179 expensing announced for 2009 to the end 2010. This includes small business equipment purchases, as well as a one-year 50% bonus depreciation allowance for new machine tools and other equipment ordered and placed in service during 2010.

• The boost in Section 179 expensing increases the amount that small businesses can write off for new and used equipment purchases in 2010 from the previous $128,000 to $250,000. Moreover, the cap on how much equipment can be purchased to enjoy the write-off has been increased from the current $510,000 to $800,000.
• The one-year 50% bonus depreciation means you can write off in 2009 or in 2010 an extra 50% of the cost of your new equipment that you buy and started using in 2009 or 2010.

Examples:

• Let's assume that your company buys Office Furniture costing $100,000. Under the new 50% bonus depreciation, you can write off 57% of the Office Furniture in the first year, as opposed to only 14% had bonus depreciation not been enacted for the 2009 or 2010 tax years.
• Example of 50% BONUS DEPRECIATION:
  • OLD LAW (pre-2008 change) - $100,000 Office Furniture Purchase
    • 1st year Total Depreciation = 14% = $14,000
  • NEW LAW $100,000 Office Furniture Purchase
    • 1st year Bonus Deprecation: 50% of $100,000 = $50,000
    • PLUS 14% regular depreciation on remaining property basis ($50,000) = $ 7,000
    • TOTAL 2009 and 2010 Deduction on $100,000 machine = $57,000

That's 43% More ($43,000) in Tax Deduction for the 2009 or 2010 Office Furniture purchases!

Depreciation deduction: Some assets that don't qualify for the Section 179 deduction are real estate, inventory bought for resale, and property bought from a close relative.

Disadvantages of Buying Office Furniture

Higher initial expense: For some people, purchasing office furniture may not be an option, because the initial cash outlay is too high. Even if you plan on borrowing the money and making monthly payments, most banks require a down payment of around 20%. Borrowing money may also tie up lines of credit, and lenders may place restrictions on your future financial operations to ensure that you are able to repay your loan.

Getting stuck with old furniture: Although ownership is perhaps the biggest advantage to buying your office furniture, it can also be a disadvantage. Unless you purchase state of the art / quality furniture, you run the risk that it may become obsolete quickly, and you may be forced to reinvest in new furniture long before you had planned to. Used Office Furniture has very little resale value. A cubicle that you pay $2,000 today, for instance, may be worth only $200 or less three years from now.

Leasing Office Furniture

Leasing provides a practical method of acquisition without having to pay for it all at once. It preserves capital and provides flexibility but may cost you more in the long run. It is a good option for business owners who have limited capital or who need furniture that must be upgraded every few years.

Advantages of Leasing Office Furniture

Less initial expense: The primary advantage of leasing office furniture is that it allows you to acquire it with minimal initial expenditure. Because it normally requires only a small down payment, you can obtain the goods you need without significantly affecting your cash flow.

Tax deductible: Another financial benefit of leasing is that your lease payments can usually be deducted as business expenses on your tax return, reducing the net cost of your lease.

Flexible terms: In addition, leases are usually easier to obtain and have more flexible terms than loans for buying furniture. This can be a significant advantage if you have bad credit or need to negotiate a longer payment plan to lower your costs.

Easier to upgrade: Leasing also allows businesses to address the problem of obsolescence. If you use your lease to obtain items that may be outdated in a short period of time, a lease passes the burden of obsolescence onto the lessor. You are free to lease new, up to date furniture after your lease expires.

Benefit Summary

• Avoid depleting working capital of the business.
• Preserve bank lines of credit for business growth or other emergencies.
• Leased equipment pays for itself as it is utilized.
• Costs associated with a business lease are treated as a business expense.
• Leases can be fully tax deductible.
• Leasing protects against furniture obsolescence.
• Lease financing can be used for most capital acquisitions.
• Installation, service, maintenance, supplies, & other "soft costs" may also be included into a single, low monthly payment.
• Lease payments are treated as an off balance sheet item, strengthening the appearance of your company's net worth.
• Leases do not appear on your personal credit report.

Disadvantages of Leasing Office Furniture

Higher overall cost: Leasing an item is almost always more expensive than purchasing it. For example, a 3-year lease on a computer worth $4,000, at a standard rate of $40/month per $1,000, will cost you a total of $5,760. If you had bought it outright, you would have paid only $4,000.

You don't own it: In addition to the higher cost, you don't build equity in the equipment. Unless the equipment has become obsolete by the end of the lease, this lack of ownership is a significant disadvantage.

Obligation to pay for entire lease term: Another downside to leasing is that you are obligated to make payments for the entire lease period even if you stop using the equipment. Some leases give you the option to cancel the lease if your business changes direction and the equipment you leased is no longer necessary, but large early termination fees always apply.

Conclusion:

The factors for deciding whether to buy or lease the Office Furniture requirements for your office in Anaheim, Costa Mesa, Huntington Beach, Newport Beach or Irvine are exactly the same as those in Los Angeles, Corona and Riverside, or even in Carlsbad, Rancho Bernardo & San Diego.

Most importantly, determine the approximate net cost of the new asset (including Delivery & Installation) and whether your cash flow can absorb the impact. Be sure to factor in tax breaks and resale value when making this calculation. After determining which option is more cost-effective, consider other intangibles such as the possibility that the product will become obsolete (if you are considering purchasing) or that your need for the product will expire before the lease does (if you are considering leasing).

Feel free to contact CA Office Furniture & Design (CFD) for a Free Consultation to help you determine your new Office Furniture requirements, as well as deciding on your best funding option. CFD offers both options and can assist with your financing decisions.

Office Furniture Relocation as well as Delivery & Installation - serving Southern California:

LA County: Agoura Hills, Alhambra, Arcadia, Azusa, Bell Gardens, Bellflower, Burbank, Calabasas, Carson, Cerritos, City of Industry, Commerce, Compton, Covina, Culver City, Diamond Bar, Downey, Duarte, East Los Angeles, East Pasadena, El Monte, El Segundo, Florence, Gardena, Glendale, Glendora, Hawthorne, Hollywood, Hyde Park, Inglewood, Long Beach, Los Angeles, Lynwood, Manhattan Beach, Montebello, Monterey Park, Norwalk, Paramount, Pasadena, Pico Rivera, Pomona, Redondo Beach, Santa Monica, South Gate, South Los Angeles, South Pasadena, Torrance, West Covina, West Hollywood, Willowbrook

Orange County: Aliso Viejo, Anaheim, Brea, Buena Park, Costa Mesa, Cypress, Dana Point, Fullerton, Garden Grove, Huntington Beach, Irvine, Laguna Beach, Laguna Hills, Laguna Niguel, Lake Forest, Los Alamitos, Mission Viejo, Newport Beach, Orange, Placentia, San Clemente, San Juan Capistrano, Santa Ana, Seal Beach, Stanton, Trustin, Westminster, Yorba Linda

Riverside County: Corona, Hemet, Lake Elsinore, Moreno Valley, Murrieta, Norco, Palm Desert, Palm Springs, Perris, Riverside, San Jacinto, Temecula, Wildomar

San Bernardino County: Chino, Chino Hills, Fontana, Ontario, Rancho Cucamonga, Redlands, San Bernardino, Upland

San Diego County: 4S Ranch, Camp Pendleton, Carlsbad, Del Mar, Encinitas, Escondido, Fallbrook, La Mesa, Oceanside, Poway, Rancho Bernardo, San Diego, San Marcos, Solana Beach, Vista

Other Products:

New Office Furniture, Used Office Furniture, Used or Refurbished Cubicles. Office Desks, Office Chairs, Space Chairs, Task Chairs, Visitors Chairs, Lobby Chairs, Conference Chairs, Ergonomic chairs, Desk chairs, Training Tables and Chairs, Filing and Storage Systems, Reception Desks, Conference Tables, Telemarketing Cubicles, Reception Lounge Furniture, Executive Office Furniture, Executive Chairs and Cubicle Chairs. Modular Offices, Conference Tables, Wood Conference Table, Veneer Conference Table, Meeting Table, Office Desk, L Shaped Desk, Laminate Desk, Storage Desk, Reception Station, Storage Cabinet, Utility Cabinet, Lateral Files, Steel Storage, Filing Cabinets, Metal Files, Metal Storage, 2 Drawer Lateral, 3 Drawer Lateral, 4 Drawer Lateral, 5 Drawer Lateral Files.